Payment Options - Klarna / ClearPay

We are not trying to drive away sales, but only spend what you can afford. We want to encourage responsible spending. You MUST be able to afford your repayments.

We would love it if you could pay us via Paypal or a debit card to make your purchases. However we do have Klarna and ClearPay available if you are making a purchase and would like to spread the cost of paying for your items.

Please keep in mind, Silver Sky Crystals pays a high percentage of fees for the use of both Klarna and ClearPay.

If you wish to use one of these options - below is all the mandatory small print information I need to make you aware of.

ONLY BUY WHAT YOU CAN AFFORD - Failure to pay both Klarna and ClearPay on time will incur charges.

Lots of crystal love - Silver Sky Crystals

Please read carefully.

Klarna

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

ClearPay

Please use Clearpay responsibly. Using us to pay for goods or services in installments is a form of interest free unregulated credit. It’s important that you pay us on time otherwise you may incur late payment fees. We may charge a £6 late fee for each late installment and for Orders over £24, we may charge a further £6 if the installment is still unpaid 7 days later.

For Orders over £24, late fees are capped at the lower of £24 or 25% of the purchase price of the Order. Missed payments may affect your ability to use us in the future and we may pass unpaid debt to our debt collection agency. You can read more about this at clauses 17 and 18 below. See Terms and conditions here.